Michael D.Heath-Caldwell M.Arch.

1905 - 1906 - 1907

---

 

Peter Levene, Chairman of Lloyd’s of London at Mihaylo Hall, 2^nd Dec 2010.

Now yesterday, we flew down from San Francisco. San Francisco has a very special place in Lloyd’s history. Four years ago, I was in San Francisco for the events to mark the centenary of the 1906 earthquake. We sponsored the dinner which they held there, and I spoke at that dinner. Now, why was it so special for Lloyd’s?

Well the reason was because in 1906, Lloyd’s business in the United States was just starting to get off the ground. And when the earthquake happened, Lloyd’s had a local agent in San Francisco who saw the destruction, the fire, the mayhem that was going on. And he didn’t know what to do. Most of the insurers were literally, quite physically, running for the hills.

He sent a cable back to London, to his boss — a man who is a Lloyd’s legend, a man called Cuthbert Heath — and he explained what was happening. He said, “What do I do?”

He got back an answer which was 13 words, and this is very much the basis of Lloyd’s business in this country, and it’s retained in our archives. The reply was very simple: “Pay all of our policyholders all of their claims, irrespective of the terms of their policy.”

Now today, I’m sure that we would go along with the first part of that cable, paying all of policyholders all of their claims. ‘Irrespective of the terms of their policy,’ I’m not so sure about. But he did it, and it proved to be the most fantastic investment. Because that ensured that Lloyd’s name, as a very reliable provider of insurance, became legend in the United States.

And for us, if you think about it — this rather bizarre institution which isn’t even a company and which is the only insurance market in the world to have $12.5 billion market every year in the United States — is pretty unusual, and a lot of the credit for that goes to what Cuthbert Heath did in that one event just over 100 years ago in San Francisco.

…

In the same year, a fire in Baltimore caused losses of $90 million, and as I said, the San Francisco earthquake devastated the city, resulting in claims from Lloyd’s alone at that time of $50 million, which in 1906 was a very great deal of money.

---

1906 - H.M.S. Powerful.

Naval cadets, may be on board HMS Powerful, 1906 - 

Front row left to right,

L.E. Ottley, W.S.Gilchrist, L.H.Pelly, E.L.King-Hall, W.Park (killed flying 1912), R.C.Ryan, E.A.Hill

Second row, left to right

 P.G.Turner, G.F. Loftus-Jones, R.Studd, - , F. Blomfield, C. Gardner

Third row, left to right

 H.F.Minchin, G.K.Twiss, T. Lundholm, C.F.Bush, J.Schofield, A.W.Blacker (killed Dardenelles)

Fourth row, left to right

 H.F. Clarke, E.N.Syfret, O.H. Storpe (Storer?) (killed Vanguard), S.D.Grey, J.C. Cowan (killed Jutland)

Fifth row, left to right

 L.F.Richardson (drowned in submarine), C.H.Heath, A.B.Chamberlain (killed Zeebrugge), A.K. Gibson, J.E. Millais (died) 

Naval Cadets from HMS Powerful under canvas at Flemington, Austalia - 1906

Cuthbert Heath, second from right in back in white shirt.

HMS Powerful in dock in Sydney 1906

---

Saturday 3 February 1906
Staffordshire Advertiser

Butt Lane-  An excellent tea was provided on Saturday by the sidesmen and church workers of St.Saviour's Church to welcome the new curate, the Rev. Harold Smith. A large company assembled for tea, including the Misses Marsh-Caldwell of Linley Wood and the Rev. M.W.MacHutchin (rector). The Rector accorded to Mr. and Mrs. Smith a very hearty welcome, and a capital programme of vocal and instrumental music followed, the following ladies and gentlemen taking part:- Mrs Tansley, Messrs Broadhurst, Boulton, Sharman, Edwards, and Ernest Dale (accompanist).

---

Saturday 24 February 1906
Army and Navy Gazette
The King's Levee
The King held a Levee at Buckingham Palace on Tuesday, the officers presented to his Majesty being as follows:- - - - - Royal Engineers - Col. F. C. Heath,  - - -

---

Wednesday 4 April 1906
Morning Post

Wanted for a country house, a Lady Maid, to wait on two ladies who are "in years" but not invalide; must be quiet and respectable, a good dressmaker, &c. but no hairdressing is required. - Address, Linley Wood, Stoke-on-Trent.
-----------------------------------------------------------------------

Saturday 26 May 1906
The Scotsman

Colonel F.C. Heath R.E.,has been appointed Assistant Adjutant-General at headquarters, to succeed Colonel R. C. Maxwell C.B., R.E.

---

Saturday 2 June 1906
Army and Navy Gazette

Colonel F.C. Heath R.E., will succeed Colonel R. C. Maxwell C.B., as A.A.G. at Army Headquarters for R.E. services.

---

Staffordshire Sentinel

Saturday 9 June 1906

Talke.

Shepherds' Anniversary - Favoured with ideal weather, the members of the Shepherds on the HIll Lodge, (No. 928), and Pride of Talke Female Lodge (No.2,392) celebrated their anniversary on Monday. A procession was formed at the lodge room (Talke Girls' School) early in the morning, and headed by the beautiful banners of the Order the procession wended its way to the Talke Parish Church (St.Martins) where a short service was held conducted by the Rev. Harold Smith (curate) who gave an interesting address. 

The procession afterwards paraded the principal streets of the village and surrounding localities accompanied by the Rode Hall Brass Band who played stirring selections along the route. 

Late in the day a visit was paid to Linley Hall where a substantial repast had been provided by the Misses Marsh-Caldwell which was served out to the members on the lawn. Addresses were afterwards given by a number of the officers, and the Misses Marsh-Caldwell were heartily thanked for their liberal and beneficial support. 

Before leaving the hall the Misses Marsh-Caldwell gave their annual donation of £3. After further parading of the village the procession returned to the lodge room where a substantial tea was provided, a large number being present. After tea the members adjourned to the Talke Maypole field where the May Queen was being crowned.

---

Tuesday 17 July 1906
Surrey Mirror

Mrs Gerard Heath recommends her experienced English Resident Governess, for September - Miss Dennis, co. Sir Leopold Heath, Anstie Grange, Holmwood. 

---

Wednesday 18 July 1906
Evening Mail.

Command and Staff
Lieut.-Col.and Brev.Col. F. C. Heath, from Royal Engineers, to be an A.A.G. at Headquarters, and be granted the substantive rank of Colonel in the Army, vice Col. R.C. Maxwell, C.B., whose tenure of that appointment has expired.

---

Sunday 22 July 1906
Lloyds Weekly Newspaper

 - - -He is to be succeeded by Colonel R.C. Maxwell R.E., who has just completed a tour of staff service as A.A.G., for the Royal Engineers at the war office, now taken up by Colonel F. C. Heath.

---

Saturday 28 July 1906
Aberdeen Press and Journal 

Corps of Royal Engineers
Major Edward H. Hemming to be Lieutenant-colonel, vice Brevet Colonel F.C. Heath, promoted substantive colonel in the army.

---

Saturday 28 July 1906
Army and Navy Gazette

Colonel F.C. Heath R.E., has joined at Headquarters and taken up his duties as A.A.G. on appointment

---

Thursday 29 July 1906
Morning Post

A Lady wishes to highly Recommend Capable, Efficient English Governess for September; Parisian French, German, thorough English, drawing in all styles, nature study, music and botany. S.K.: good walker - Miss Dennis, care of Sir Leopold Heath, Anstie Grange.

---

Monday 30 July 1906
Evening Mail

Corps of Royal Engineers
Maj. E.H.Hemming to be Lieut.-Colonel, vice Brev.Col. F.C. Heath, promoted substantive Colonel in the Army.

---

Wednesday 15 August 1906
Gloucestershire Echo

Bt.Lieut.-Col. G.M. Heath D.S.O., has been appointed to command the Royal Engineers in the London District, succeeding Col. F.C. Heath. 

---

Wednesday 22 August 1906
Globe

Today's Military News
Brevet-Lieut.-Col. G. M. Heath D.S.O., has been appointed to command the Royal Engineers in the London district, in succession to Col. F.C. Heath C.B., appointed Assistant-Adjutant-General on the Staff of the Director of Personal Services.

---

Saturday 25 August 1906
Army and Navy Gazette

Lieut.-Colonel G.M. Heath, D.S.O., has been appointed to command the Royal Engineers in the London District, vice Colonel F. C.Heath, appointed A.A.G.. at Army Headquarters.

---

Tuesday 21 August 1906
Surrey Mirror

Wanted, a good Kitchen-maid,age 17 to 18. - Apply to Admiral Sir Leopold Heath, Anstie Grange, Holmwood.

---

Saturday 1 September 1906
Dorking and Leatherhead Advertiser

Sacrilege at Holmwood
£20 Reward

"Whereas a memorial window in the east end of the north aisle in the church of St.Mary Magdalene, at Holmwood, has been smashed up  by persons unknown, notice is hereby given to any person or persons giving such information to the Superintendent of Police, Dorking, as shall result in the bringing to trial of the culprit. - Admiral L. G. Heath, Anstie Grange, Holmwood.

The above notice was issued this week as a result of the church at Holmwood being broken into late on Saturday night or early on Sunday morning, and entry being effected by the breaking of a stained glass window in the north aisle. 

The window was one dedicated to the memory of one of the gallant admiral's predecessors, Mr G. Heath. The depredator had apparently previously endeavoured to get into the church by several other windows, as the wire netting protecting them was found to have been removed. The damaged window is a rather long and narrow one, and the depredator must have experienced some difficulty in getting through the aperture made.

Having effected an entrance, he appears to have found his way about the building with the aid of matches, a quantity which were found strewn about the floor. An offertory box was forced open and several shillings were abstracted. 

Nothing was taken from the vestry, but another alms box in the porch was broken open. Apparently the person, or persons, were at work about half-past ten on Saturday night, as the coachman to the vicar (the Rev. R.J.S. Gill), heard a noise in the direction of the church, but thinking it was the verger closing the building, his suspicions were not aroused. 
The police authorities now have the matter in hand, and diligent inquiries have been made during the week.

On Friday of last week, a box inside the Roman Catholic Church, Dorking, was opened and a small sum taken.

---

Sunday 2 September 1906
Lloyds Weekly Newspaper

Lieut.-colonel Gerard Heath, from the School of Military Engineering, is to succeed Colonel F.C. Heath in command of the Royal Engineers in London. Colonel Gerard is a son of the late Admiral Sir Leopold Heath.

---

Tuesday 11 September 1906
Morning Post

Can any Lady Recommend reliable French or French-Swiss Maid, for flat in London? Good dressmaker, hairdresser, and packer. - Mrs Gerard Heath, Anstie Grange, Holmwood, Surrey

---

Wednesday 12 September 1906
Evening Irish Times

This week Lt.Colonel Gerard M. Heath D.S.O, R.E., quits the School of Military Engineering, Chatham, where he held an instructor's appointment, in order to succeed Lieutenant-Colonel F. C. Heath, R.E., as Commanding Royal Engineer of the London District.

---

Tuesday 25 September 1906
Morning Post
Wanted - an Under Housemaid of two for the country only; two ladies and eight servants. - Address, Linley Wood, Stoke-on-Trent

---

Saturday 29 September 1906
Army & Navy Gazette

Brevet Lieut.-Colonel G.M. Heath R.E., has assumed command of the R.E., companies in the London District, vice Colonel F.C. Heath C.B., appointed to the War Office. This, we may point out, is a command entirely distinct from that of Chief Engineer, London District. The latter position, which Colonel H.M. Hale lately vacated on transer to the Eastern Command, has gone to Colonel E.S.E. Childers C.B., from the half-pay list, and lately at Weymouth.

---

Friday 26 October 1906
London Evening Standard

A Great General
Duke of Connaught on the Late Sir J.L. Simmons
A tablet to the memory of the late Field-Marshal Sir J. Lintorn Simmons was unveiled by the Duke of Connaught, as representing the King, in the crypt of St.Paul's Cathedral yesterday. A very distinguished company, among whom were many officers, especially of the Royal Engineers, were present - - - Colonel F.C. Heath,  - - -Colonel H.H. Helsham-Jones - - - 

---

Saturday 27 October 1906
Army and Navy Gazette

The Late Sir Lintorn Simmons
 - - - A procession then formed, headed by the Dean, the Chaplain-General to the Forces, and Prebendary Perry - - Then followed the officers who had received his Royal Highness on his arrival, and after them came the following colonels commandant of the Royal Engineers: - - - Next came Col. F.C. Heath, A.A.G., R.E.,  - - on the rear of the procession walked Col. H.H. Helsham-Jones  - - 

---

Legal document.
 
1908
Miss R.J. Marsh-Caldwell
As to Will.
5.5.10
Barnard & Taylor
47 Lincolns Inn Fields
W.C.
 
1906-7
Miss R.J. Marsh-Caldwell
As to two Codicils
3.13.6
 
Miss R.J. Marsh-Caldwell
To Barnard & Taylor
47 Lincolns Inn Fields
 
7th December 1906
Received letter of instructions from you for the preparation of a Codicil to your Will to alter the disposition as to certain furniture.
Writing you acknowledging instructions and that we hoped to send draft answer enquiries early next week.
Engaged looking up papers as to devolution of property after death of present tenants for life.
Engaged perusing Will &c
Drawing new Codicil fos 7
 
11th December 1906
Fair Copy
Writing you with draft Codicil for your perusal and thereon and also answering your enquiry to the effect that it was impossible to say what was the position of Mr Loring in the event of Col. Frederick Heath or any son of his surviving to take the property.
 
13th December 1906
Engrossing Codicil fos 7
 
14th December 1906
Writing you with engrossment for execution and referring to the fact that we had restored some words as to the clock brackets &c and explaining the reason.
 
20th December 1906
Perusing your letter and Will and Codicil and writing you pointing out that the Codicil followed your instructions.
 
27th December 1906
Engaged looking through Will of J.S. Caldwell as to the Linley Wood furniture to answer question raised by you.
 
22nd
You having returned engrossment of Codicil stating it did not appear to be in accordance with your wishes.

Writing you in reply further explaining the document which was fully as instructed but stating we could vary the wording and would do so but would first like to know if a list had actually been written and suggesting that such list should be signed in the presence of two witnesses.
 

---

Staffordshire Sentinel

Saturday 22 December 1906

Sale of Work at Talke.

For some time past the interior of St.Saviour's Church, Talke, has been in need of renovation, and the churchwardens and officials have decided to have this carried out at an estimated cost of £100. For the purpose of raising funds towards this object the annual sale of work, Christmas-tree, tea party, and social evening, promoted by the members of the church, took place on Thursday in St.Saviour's School, Talke, and was probably one of the most successful of its kind held in recent years.  - - -

Miss Wood was introduced by the Rev. J.H.L. Edwards B.A., (rector), and was supported by the Misses Marsh-Caldwell of Linley Hall, and Mrs J.H.L. Edwards.  - - - --

A substantial repast was afterwards provided, and there was a large attendance, including the Misses Poole of Alsager.  - - - - 

---

Miss R.J. Marsh-Caldwell
To Barnard & Taylor
47 Lincolns Inn Fields
 
27th December 1906
Writing you in reply that the Caldwell furniture, fixtures &c were settled to go with Linley Wood by the Will of J. Stamford Caldwell. 2.2.0

---